Term 10, 20: Flexible and affordable, these Term plans offer coverage for 10 or 20-year periods, or coverage until the age of 70. In addition, the conversion privilege included in each plan may let you easily convert your term life insurance to permanent life insurance.
Whole Life 20 & 100 - Term 100: These Whole Life 20 and Whole Life 100 plans bear significant cash values that you will appreciate. Also, our Term 100 plan is designed to meet your needs for a simple and affordable permanent life insurance.
Universal Life Protection & Investment: Universal life insurance is the most flexible life insurance product on the market, effectively combining life insurance and savings in a single product. The savings component is tax-exempt, meaning you'll accumulate capital without paying taxes!
Critical illness insurance: Helps you meet your financial obligations, maintain your standard of living and remain independent. If you receive a diagnosis of a covered critical illness and survive for at least 30 days, you will receive a tax-free benefit to be used as you see fit.
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Non-Forfeiture Options: The choices available in a life insurance policy to a policyholder if he or she discontinues premium payments on a policy that has accumulated a cash value. The choices are usually to take the cash value in cash, to apply the cash value to purchase "reduced paid-up insurance" or "extended term insurance", or to use the cash value as security for a loan against the policy to pay the premium or premiums due ("automatic premium loan").
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